Author: Roger Stuart

Harshad Mehta Scam — The Securities Scandal of 1992

Introduction

As a common man, we need to understand the financial scams. Everything in our daily lives relates to our economy in any way. The financial system changes with the buying and selling habits of the people of the country, so, there is a connection between the financial system and our buying and selling habits which signifies we are the foundation of the economy. So it is very essential to understand the financial market and how the financial market operates. How the financial scams are on of the most harmful factor for any economy and how the financial scams give rise to unevenness in the economy? Let’s try to acknowledge every aspect of 1992 in detail with its impact on the Indian Economy and how the stock market was undergone a big collision due to this.

The 1992 Indian stock market scam is one of the well-known and immense scam ever taken place in the Indian Stock Market. In 1992 Scam, Harshad Mehta, Brokers and Banks tricked the whole Indian economic system.

 

 

Biography of Harshad Mehta

Harshad Shantilal Mehta was an Indian stock broker, born into Gujarati Jain Family on 29 July 1954 and spent his early years in Kandivali. His father operated a modest textile firm.

He was a cricket lover, and upon finishing his schooling he moved to Mumbai for further studies and to get a job. In 1976, he earned his B.Com degree from Lala Lajpatrai College, Mumbai and in the early years, he took on several odd jobs including sales of hosiery, cement, diamonds, and other items. During his time working as a salesperson at New Delhi India Assurance Company Limited (NIACL), he developed an interest in the Stock Market, then he quit that job and got into a brokerage firm to gain more knowledge about the stock market he started working under Prasann Pranjivandas broker, whom he regarded as his “Mentor”.

After working for various brokerage companies and earning expertise, Harshad Mehta became a member of the Bombay Stock Exchange (BSE) as a broker by building his brokerage company, ‘Grow More Research and Asset Management,’ in 1984. He began actively trading in 1986. Through the 10 years, by 1990 he gained a noteworthy position in the stock market. Media and famous magazines like “Business Today” began calling him the “Big Bull of Dalal Street” and “The Amitabh Bachan of the stock market”.

He acquired more than 20 cars, some of which are very costly and imported from foreign countries like the Lexus LS 400. He had a book value of around 3542 crores and a lavish house of 15,000 square feet in Mumbai’s Worli with a mini-golf course and swimming pool. Considering everything, he used to live a lavish life which people could only imagine.

 

So Harshad Mehta was a stockbroker who gained so much wealth by tricking the stock markets in a way that had never be done before. Let’s discover how he did this.

 

 

The Financial Scene of 1990

Economic liberalization was introduced by the Indian Government in 1991. At that time, the public sector was pushed to battle high competition and was under pressure to demonstrate profitability in the new era of liberalization, but the private sector reacted positively to this change. At that time, there was an elevation in demand for capital. For this reason, the banks were forced to take benefit of this situation to upgrade their financial performance, together with this banks were also pressured to maintain profitability. Banks were not authorized to participate in the stock market, therefore banks were not capable to make the use of stock market to get advantage during 1991.

 

Financial Terms associated with the events of the Security Scam of 1992

Before we discuss the actual scam, it will be more effective for us to understand the scam in more detail if get to acknowledge some of the financial terms, related to Scam 1992.

Statutory Liquidity Ratio (SLR) – It’s compulsory for the banks to maintain a specific entry (in the 1990’s it was fixed to 38.5%) of government fixed-rate bonds. The minimal percentage of government bonds which banks have to keep is known as Statutory Liquidity Ratio (SLR).

Ready Forward (RF) Deal – A ready-forward loan is a loan for a short period from one bank to another, commonly for 15 days or shorter. It’s similar to one bank selling its securities to another with the bond of repurchasing them at a specific price.

Bank Receipt (BR) – The borrowing bank in place of providing the securities (the government bonds) provided a BR which was validation that money is received and if a default occurs securities will be provided. So BR is like “I Owe You (IOU)” receipt.

Why BR, Not the Securities – The reason is, that the bond certificate held by the bank would amount to 100 Crore, but the prerequisite of the banks to keep their SLR ratio would be lower. So, BRs were the easy method of short-term transactions, Br’s were utilized so that the actual transfer of securities did not occur. BRs could easily be cancelled and given back when the deal was executed.

Settlement Cycle – It is a timeframe for brokers to pay for and take delivery of stocks or deliver sold stocks. The government allocates bonds intending to enhance the nation’s infrastructure, these bonds capitalize on the major development projects undertaken by the government.

 

Roles Performed By Brokers

Brokers in the market performed the role of mediator among two banks in the RF deal system, by aiding borrowing banks to meet lending banking. The banks were supposed to handle and control trading securities and payments, but brokers soon discovered a method to play a big role. As a consequence, all the transactions of securities and payments were done to brokers, and banks also approved and accepted this due to several reasons:

Liquidity: Brokers offered a fast and convenient replacement as compared to dealing with another bank.

Confidentiality: Lending banks were uninformed as to where the loans were being transferred to and the borrowing banks were not bothered about the origin of loans.

Credibleness: As brokers were managing the settlement procedure which favoured the borrowing banks as they could have loans obtainable regardless of their credibleness.

The loans were considered as loans to the brokers and loans from the brokers.

 

 

Role Performed by Harshad Mehta – How Harshad Mehta Executed The Security Scam?

Harshad Mehta was experienced in handling the RF transactions. He convinced the banks to issue cheques in his name. He then transferred the money that had been deposited in his account in the stock market. He took benefit of the loophole in the system and elevated the scam to another level.

Only two banks can be included in a normal RF transaction. Securities would be taken from a bank in return for funds. But, when a bank asked for security or payback, Harshad Mehta would take help from a third bank. Ultimately, there will be a fourth, fifth, Sixth bank, and so on. In place of just two banks, there were a sudden so many of them, all associated with a chain of RF transactions.

 

How Harshad Mehta Executed the Security Scam? – Let’s Learn More About The Scam

Harshad Mehta utilized the money,  he obtained from the banks to battle with the bear cartels in the stock market. Bear Cartels were also running the stock market with capital that they defrauded from the banks to navigate the market minus to minimize the stocks and securities. Responding to this Harshad Mehta was driving the money from the banks which was deposited in his account into the stock market to continue the demand high in the market. He had acquired a prominent place in the stock market that everyone trusts his words blindly.

Some of the Well Known Stock Controlled by Harshad Mehta –

As Harshad Mehta was investing money which was deposited in his account into the stock market, where he controlled shares of some companies such as ACC, Videocon, and Sterlite Industries and just made these companies’ shares to accelerate the demand suddenly. He then started to sell those shares and returned the money to banks and deposited the profits in bank account.

He invested in various companies like ACC, Apollo Tyres, Reliance, Hero Honda, Tata Iron and Steel Co (TISCO), BPL, Sterlite and Videocon, which resulted in the sudden rise in Sensex. In the time between April 1991 to April 1992, the Sensex yielded 274%, from 1194 points to 4467, which is the topmost compound growth rate.

Benefits to Banks – Were Banks Well Informed?

The banks were well informed of Harshad Mehta’s scams but banks continued the silence as they were also gaining profit from the earnings which Harshad Mehta was generating from the stock market, which was supporting banks to sustain profitability.

The Fraud Within The Fraud

Fake BR Scam – Harshad honed the skill of using fake BRs to get unsecured loans from the banking systems, as he observed it very quickly the reliance of RF Deals on BRs. To get the fake BRs he approached some microscale and less-known banks such as The Bank of Karad (BOK) and The Metropolitan Cooperative Bank (MCB), to issue the BR as and when needed. With the support of these two banks, he successfully forged the BRs which were not favoured by securities – which signifies they were just papers with no actual value. And later he invested all this money into the stock market.

Fake Government Bonds – Also to get rid of the collateral he falsified government bonds themselves. However, this falsification resulted in only a small amount of swindled funds.

 

 

Who Uncovered Harshad Mehta Scam?

Journalist Sucheta Dalal uncovered the scam on 23rd April 1992 in an article in The Times of India. Moreover, in the investigation and evaluation conducted by RBI, the values displayed by BR in circulation were notably higher than the government bonds held by the banks. Sucheta Dalal became interested after she observed him arriving at the State Bank of India offices. Also, the Bear Cartel, working towards ending Mehta’s Bullish run, teamed up against him and reported his activities.

The scam’s revelation gave rise to the suicide of the chairman of Vijaya Bank who issued a check to Mehta. Harshad Mehta was sentenced by the Bombay High Court and the Supreme Court of India for his involvement in this monetary scam valued at Rs 5000 crore.

After the revelation of this scam, the stock market collapsed and most of the investors faced heavy losses. Also, banks asked Harshad to return their money, but due to the Bear run, Harshad failed to return the money. Securities and Exchange Board of India (SEBI) even disallowed him completely from trading in the stock market.

After the scam was revealed, Harshad Mehta was thrown in jail by the Central Bureau of Investigation (CBI) in November 1992. He was imposed with 600 civil action suits and 70 criminal cases. After spending three months in jail, he managed to get released with the help of Ram Jethmalani. However, in 1997, he was arrested again and sent to Thane jail.

 

The Impact of the Harshad Mehta Scam on Dalal Street

The scam revealed the inconsistency in the Indian Banking System, and Bombay Stock Exchange (BSE) transaction system and SEBI further established new regulations to cover these inconsistencies.

Harshad Mehta changed the approach of the stock market and the way brokers trade following the fraud, the Securities Regulations (Amendments) Act was imposed in 1995, which broadened the jurisdiction of the Securities and Exchange Board of India. It enabled SEBI to supervise depositories, FIIS, venture capital funds, and credit rating agencies.

Here are five ways the Indian stock markets have transformed since 1992 Scam –

Settlement Cycle – In 1992 the period was 14 days, Now, it has been reduced to two days.

Minimum Balance – In 1992, there was no law over maintaining the minimum balance in an account that a consumer requires to make sure to buy stocks. Now, a consumer can’t buy stocks without maintaining a minimum balance in a bank account or sell in the absence of stocks in their Demat account.

Trading Procedure – Before 1992, all the trades were conducted through dealers on paper, which carried a significant execution risk. Now, consumers are executing their trades independently.

Settlement of Trades – Before 1992, settlement of trades were executed via paper, which exposed counterparties to risk. Today, all transactions are electronic, trade settlement are managed via clearing corporations only.

Brokerage Fee – In 1992, customers had to pay at least 1% as a brokerage for equity delivery trades. Today, no brokerage charges are implemented.

 

Final Words

The Harshad Mehta scam can be viewed from two perspectives. One sees it as Mehta tricking the stock market, banks, and the public. The other perspective displays Mehta as victim, diverting attention away from other powerful figures. Some financial experts argue that Mehta didn’t commit any scam or fraud but rather make the use of inadequacy in the system.

 

 

Read More:

Stock Market Crashed On Monday: Here’s What You Need To Know

 

 

 

 

 

 

 

 

AMD Strix Point CPUs: Everything You Need To Know

This year’s laptop processors are all about AI. AMD’s new Ryzen AI 300 series, also known as “Strix Point,” features a powerful neural processing unit (NPU) that handles 50 trillion operations per second, beating Qualcomm’s Snapdragon chips.

It’s also set to compete with Intel’s upcoming “Lunar Lake” processors. The latest chip, the AMD Ryzen AI 9 HX 370, is in the Asus Zenbook S 16 (UM5606). It’s AMD’s most advanced chip yet, built with a new 4-nanometer process and upgraded architecture.

 

General Outlook of AMD Strix Point Processors

The AMD Strix Point CPUs represent an advanced breakthrough in processing technology. The all-new processors from AMD offer performance, efficiency, and flexibility that are par excellence. The Strix Point series is focused on setting a CPU industry benchmark for professional applications, gaming, and everyday computing. 

 

 

Design and Innovation in Framework

Zen 4 Designs

The avant-grade Zen 4 framework is the intelligence behind the AMD Strix Point CPUs. Because this design is established on modern 5mm technology, it can offer amazing clock speeds, larger transistor densities, and splendid power efficiency. More instructions per clock (IPC) can be managed by the Zen 4 cores. optimizing performance in both single and manifold workloads. 

Built-in Graphics

The built-in RDNA 3 graphics in the AMD Strix Point CPUs are the most significant feature. This integration allows users to enjoy amazing visuals without a graphic card. The RDNA 3 framework is perfect for pro gaming, and content creation, due to efficiency and tremendous performance. 

Optimized Support for Memory

If we compare it to earlier generations, the Strix Point series provides lower latency and enhanced bandwidth thanks to its support for the latest DDR5 memory. This support promises that the CPUs can effortlessly handle memory-intensive operations, offering a noteworthy performance boost for productivity and gaming apps. 

 

Read More: MBR (Master Boot Record)

 

 

Understanding Performance Specifications

Performance of Gaming

The AMD Strix Point CPUs perform extremely well in gaming environments because of their fast clock speed and effective framework. Following the benchmarks, these CPUs offer exceptional frame rates in modern AAA games, promising a smooth and engaging experience. Even without a separate graphics card, the built-in RDNA 3 graphics further optimize gaming performance and produce splendid pictures. 

Advanced Uses

Experts can get extraordinary performance with the AMD Strix Point CPUs in software development, 3D graphics, and video editing. Higher IPC and support for DDR5 memory lead to better multitasking and faster rendering times. Experts might opt for these CPUs since they are versatile and strong enough for GPU-accelerated tasks. 

Common Computer Use

The AMD Strix Point CPUs offer great responsiveness and efficiency in regular computer tasks. These processors offer a streamlined experience whether using office apps, streaming media, or online browsing. High clock speed and power efficiency operate together to equip users with longer battery lives in portable devices without compromising performance. 

 

Know More: Deadpool and Wolverine Xbox Controllers

 

 

Comparison With Rivals

Comparison of Intel Alder Lake

AMD’s Strix Point CPUs have several advantages over Intel’s Alder Lake processors. They have better performance due to their Zen 4 design, which improves how well they handle different tasks. For gaming, the integrated RDNA 3 graphics in Strix Point CPUs are better than Intel’s built-in graphics. The Strix Point CPUs are also a strong choice because they support DDR5 memory.

NVIDIA ARM Processors

NVIDIA has made good progress with its ARM-based CPUs. However, AMD Strix Point CPUs are still better because they work well with x86 programs and have a strong software ecosystem. For users who need good performance for various tasks, the Strix Point series is a great option.

 

Conclusion

AMD Strix Point CPUs, which optimize speed, efficiency, and versatility, are a main process advancement. These CPUs with RDNA 3 graphics, DDR5 memory, and Zen 4 framework, making them very powerful. These CPUs are expected to lead the market and provide great performance for both regular use and professional tasks, including gaming.

 

Neymar Net Worth: Everything You Need To Know

Neymar is recognized as the best player in the world, Neymar has played for different teams like Santos, Barcelona, and Paris Saint-Germain. He is also a part of the Brazilian National Team. 

Category	Details
Full Name	Neymar da Silva Santos Júnior
Date of Birth	5 February 1992 (Age: 32)
Place of Birth	Mogi das Cruzes, Brazil
Height	1.75 m (5 ft 9 in)
Position(s)	Attacking midfielder, winger
Current Team	Al Hilal
Number	10
Neymar Net Worth	$250 million

 

In 2016, Neymar entered into a new 5-year contract with Paris Saint-Germain that made him the elite soccer player in the world and possibly the highest-paid athlete on the planet with regards to base salary. The basic salary from the club was $78 million.

He made an extra $20-40 million per year from rewards and endorsements. In 2020, he made $96 million – of which $78 million was from salary and $18 million from endorsements. Between May 2021 and according to reports, in May 2022 he earned $90 million. 

In August 2022, Neymar entered into a contract with a Saudi team that promised him an annual base salary of $160 million. 

 

 

Early Life and Career Beginnings

Neymar da Silva Santos Junior, popularly recognized as Neymar Jr, or Neymar, was born on February 5, 1992, in Mogi das Cruzes, Brazil. His father, Neymar Santos Sr., is a former footballer, and after observing his son’s amazing talent in football, started coaching him for the football. The family settled in Sao Vicente in 2003, where Neymar started his career playing for the young team Portuguesa Santista.  Later in the same grade, they relocated to Santos, where he entered Santos FC. There, he got tough training at the Santos youth academy. 

At the age of 14, he moved to Spain, where he joined the Real Madrid youth team, at the time, legends like Ronaldo, Zinedine Zidane, David Beckham, and Robinho played for Real Madrid. 

 

 

Professional Career

Neymar made his debut in football on March 7. 2009, when he was only 17 years old. In his first season, he made 14 goals in 48 games and he scored 42 goals in his second season. By his great performance, he won the 2012 South American Footballer of the Year award. In May 2013, Neymar announced he would join Barcelona FC. 

At Barcelona, Neymar was part of the popular “MSN” trio with Lionel Messi and Luis Suarez. They scored 122 goals in the 2014-2015 season and broke their record with 131 goals the next year. On August 3, 2017, Neymar’s €222 million transfer to Paris Saint-Germain (PSG) became the most expensive ever. 

At PSG, Neymar supported the team to win a domestic quadruple in the 2019-2020 season and reach their first-ever Champions League final. He got injured in November 2021, returned in February 2022, and made PSG win their 10th national title. In March 2023, he was not able to play and needed surgery, and was out of the team for the rest of the season. 

For Brazil, Neymar joined the senior team in 2010 at 18. He played in the 2011 South American Youth Championship, and 2013 Confederations Cup, three Copa Americas, two Summer Olympics, and two World Cups. 

 

 

Personal Life 

Neymar was in a relationship with Carolina Dantas in the past, with whom he shares a son, Davi Lucca, born on August 13, 2011. In 2021, Neymar started dating Brazilian model Bruna Biancardi. The couple stated their engagement in January 2022 before temporarily breaking up. They got back together in January 2023 and announced in April that Bruna was pregnant.

Neymar is very close to his sister Rafaella, and they both have tattoos for each other. Neymar is a committed Pentecostal Christian and is said to give 10% of his earnings to his church, though this has not been confirmed.

 

Conclusion

We calculate net worth using public information and, when available, tips from celebrities or their representatives. Although we try hard to make sure our numbers are accurate, they are just estimates unless stated otherwise. Please use the button below to share any corrections or feedback.

 

Read More:

Mikki Mase Net Worth 2024: How Has He Earned This Much Money In A Short Span Of Time?

Dan Bilzerian Net Worth In 2024: From Poker Shark to Instagram King (and Maybe Back?)

Scottie Scheffler Net Worth In 2024: How Much Money Has He Made In the Last Three Seasons?

 

 HSR Tier List: Everything You Need To Know

If you regularly  play RPG games, I am sure you are friendly with the terms “team building” or “build team.” Building a powerful team is an essential process in Honkai Star Rail (HSR). So, it’s important to understand the HSR Tier List to make an excellent team. 

It is not always important to include the characters with the highest ranks (tiers) or similar elements in the team. However, elements and tiers must be balanced to enhance attacks and combat enemy attacks. 

Whether you’re an expert player or you just play in your free time, here we will tell you everything you need to know about the Honkai Star list you should check before creating your team. 

 

Honkai Star Rail Tier System

The ranking or tier in Honkai Star Rail is normally classified on the character’s capabilities and the amount of destruction they produce to enemies. Characters in the top tier are very useful when the team goes through challenges.

This tier list may change according to the new updates in the system. Here is a common list that is used to define the top characters in HSR.

 

Rank	Classification
SS	Overpowering skills, godlike abilities, dominant roles
S	Strong skills, reliable, almost flawless
A	Standard skills, few weaknesses
B	Skills could be buffed, and several weaknesses
C	Weaker skills, less effective
D	The weakest and needs significant buffs

 

 

Elements in Honkai Star Rail (HSR)

Identical to Genshin Impact, HoYoverse also presents different elements that separate each other. A character’s element is associated with the skill they have and the combination in a team when combating enemies. 

In HSR, you can see which elements enemies are weak to above their heads. Using the right element helps lower the enemy’s Toughness.

If you really want to understand what  the character elements in Honkai Star Rail are, see the list below:

• Lightning
• Quantum
• Imaginary
• Physical
• Fire
• Wind
• Ice

Want to know more about: Wuthering Waves Tier List: Leading Characters & More!

 

Information of the New Honkai Star Rail Tier List 2024

In a gacha game, it’s important to know the tier list to collect the best characters for your team. Here is a simple update of the Honkai Star Rail (HSR) tier list for 2024. Check it out below.

Character	Role	Element
Acheron	Damage Dealer	Lightning
Dan Heng Imbibitor Lunae	Damage Dealer	Imaginary
Jingliu	Damage Dealer	Ice
Kafka	Specialist	Lightning
Ruan Mei	Amplifier	Ice
Sparkle	Amplifier	Quantum
Aventurine	Sustain	Imaginary
Fu Xuan	Sustain	Quantum

 

Honkai Star Rail (HSR) Tier S

Character	Role	Element
Dr. Ratio	Damage Dealer	Imaginary
Jing Yuan	Damage Dealer	Lightning
Qingque	Damage Dealer	Quantum
Seele	Damage Dealer	Quantum
Black Swan	Specialist	Wind
Topaz & Numby	Specialist	Fire
Bronya	Amplifier	Wind
Silver Wolf	Amplifier	Quantum
Tingyun	Amplifier	Lightning
Huohuo	Sustain	Wind
Luocha	Sustain	Imaginary

 

Tier A Karakter Honkai Star Rail

Character	Role	Element
Blade	Damage Dealer	Wind
Clara	Damage Dealer	Physical
Luka	Specialist	Physical
Sampo	Specialist	Wind
Xueyi	Specialist	Quantum
Pela	Amplifier	Ice
Gallagher	Sustain	Fire
Lynx	Sustain	Quantum

 

Honkai Star Rail Tier List B

Character	Role	Element
Argenti	Damage Dealer	Physical
Serval	Damage Dealer	Lightning
Guinaifen	Specialist	Fire
Welt	Specialist	Imaginary
Asta	Amplifier	Fire
Hanya	Amplifier	Physical
Bailu	Sustain	Lightning
Gepard	Sustain	Ice

 

Karakter Honkai Star Rail Tier C

Character	Role	Element
Dan Heng	Damage Dealer	Wind
Herta	Damage Dealer	Ice
Himeko	Damage Dealer	Fire
Hook	Damage Dealer	Fire
Misha	Damage Dealer	Ice
Yanqing	Damage Dealer	Ice
Sushang	Specialist	Physical
Trailblazer	Specialist	Fire
Yukong	Amplifier	Imaginary
March 7th	Sustain	Ice
Natasha	Sustain	Physical

 

Honkai Star Rail(HSR) Tier List D

Character	Role	Element
Arlan	Damage Dealer	Lightning
Trailblazer	Damage Dealer	Physical

 

Conclusion

That’s a full review of the Honkai Star Rail (HSR) tier list. It will help you build the best team. You need to understand each tier, role, and element to lower the enemy’s Toughness.

 

Read More:

 

The Clear Benefit of Fortnite OG Returning: Everything You Need To Know 

Warframe Tier List: Ranking the Best and Worst Frames (Character’s)

 

Wuthering Waves Tier List: Leading Characters & More!

Hey gaming enthusiasts, welcome to the Wuthering Waves tier list! This guide ranks all characters based on how well they achieve their goals in the toughest parts of the game. For this list, 5-star characters are rated without considering Resonance Sequences, while 4-star characters include those Sequences in their ranking.

 

Wuthering Waves Tier List Class Structure

Before we look at the tier list, it is essential to acknowledge what the foundation of each ranking is.

Rank	Description
SSS	Ultimate characters. They are exceptional and often considered game-changers. Essential for top-tier play.
S	Top-tier characters. They make a huge difference and can handle the toughest challenges.
A	Excellent characters. They do their job well and are among the best for their role.
B	Good characters, but not the best. They work well but have some weaknesses or better options.
C	Average characters. They can be useful in some situations but are generally not the most effective.
D	Below-average characters. They have major issues that make them hard to use for tough content and require a lot of extra effort.

 

 

 

Wuthering Waves Tier List: Leading Characters

Now, let’s look into the rankings! Wuthering Waves characters are ranked based on their position within each tier, not their horizontal placement. Many Wuthering Waves characters are strong at launch, but their rankings may drop as new characters are added.

In general, support characters have the most long-term value, followed by hybrid characters who both support and deal damage. On-field DPS characters usually have the least staying power because of power creep. The more a character supports, the more different teams they can be part of.

Ranking	Characters
SSS	Verina
S	Jiyan, Yinlin
A	Sanhua, Calcharo, Mortefi, Baizhi, Jianxin, Rover (Havoc), Encore, Danjin
B	Yanyang, Lingyang
C	Aalto, Chixia, Rover (Spectro)
D	Yuanwu, Taoqi

 

Curious About: Warframe Tier List: Ranking the Best and Worst Frames (Character’s)

 

Wuthering Waves Tier List Breakdown

Here, we’ll explain why each character is in their position and what makes the best Wuthering Waves characters stand out.

Characters	Description	Ranking
Verina	The best healer and buffer. Easy to use, available early in the game, buffs the whole team for a long time, and fits in any team.	SSS
Jiyan	Great at crowd control and dealing lots of damage to groups of enemies. His power might drop as new DPS characters are added.	S
Yinlin	Good both on and off the field. She boosts Electro damage and is a top choice for Electro DPS teams.	S
Sanhua	Good support and can also be used as a DPS. Buffs Basic Attacks and is flexible with short field time.	A
Calcharo	Strong on-field DPS and works well with Yinlin and Verina. Might be less powerful in the future as other characters improve.	A
Mortefi	Works like Sanhua with good off-field damage and a unique Heavy Attack buff. Useful with characters like Jiyan.	A
Baizhi	Free to get early on and provides healing and ATK buffs. Might drop in value as more healers are added.	A
Jianxin	Good support with shielding and enemy grouping. Doesn’t need much investment to be useful.	A
Rover (Havoc)	One of the best main character kits. Free and easy to upgrade, making it a good long-term choice.	A
Encore	Powerful on-field DPS with high damage. Long animations can be swapped to make her more effective.	A
Danjin	Can do very high damage if played well. Hard to use effectively and might be less powerful as the game evolves.	A
Yangyang	Free character with decent damage, enemy grouping, and energy generation. Unique but not the strongest.	B
Lingyang	A bit awkward as a 5-star DPS. Needs special support to be effective and is easily interrupted.	B
Aalto	Aero buffer with tricky positioning. His damage isn’t great compared to others, and he’s not the best choice for Aero DPS.	C
Chixia	Powerful Resonance Liberation but needs too much energy to use effectively. Might get better with future updates.	C
Rover (Spectro)	Not as good as Havoc Rover. Offers some utility and minor healing, but is not as strong overall.	C
Yuanwu	Low damage and little utility. Needs a lot of field time to be effective and doesn’t offer much compared to other characters.	D
Taoqi	Support with a buff that isn’t useful right now. Has a long field time and her buff only helps the next character, which isn’t ideal.	D

 

Read More:

Clover Retribution Codes: Everything You Need To Know 

The Clear Benefit of Fortnite OG Returning: Everything You Need To Know 

 

How To Connect AirPods To Laptop

AirPods work really well with Apple devices. You can listen to podcasts on your iPhone or watch videos on your iPad without bothering others. But you can also use AirPods with other devices because they use Bluetooth. This means you can connect them to Android phones and PCs too. If you want to keep your calls or music private, here’s how to connect AirPods to PCs and Macs.

 

How to Connect AirPods to Your PC?

Step 1: Get Your AirPods Ready

Put your AirPods in their charging case, close the lid, and wait a few seconds. Make sure they have at least 20% battery for pairing.

Step 2: Turn on Bluetooth

Make sure Bluetooth is on your Windows laptop. Go to Settings > Devices > Bluetooth & other devices, and turn on Bluetooth. In Windows 11, you can also find Bluetooth in Quick Settings.

Step 3: Add a Device

Click “Add Bluetooth or other device” at the top of the screen.

Step 4: Choose Bluetooth

From the menu that appears, select Bluetooth.

Step 5: Set Up Your AirPods

Open the AirPods case and press and hold the small button on the back until the light inside (for older AirPods) or on the front (for AirPods Pro) starts flashing.

Step 6: Wait for the Light

Wait until the light turns white.

Step 7: Select Your AirPods

When your PC shows a list of Bluetooth devices, click on your AirPods.

Step 8: Connect

A message should pop up saying “Your device is ready to go.” Click Done. Your AirPods should now connect automatically. If not, look for them in the Bluetooth devices list and click to pair them.

 

How to Remove AirPods from Your PC?

If your AirPods aren’t connecting or you want to remove them, go to Bluetooth & Other devices, click on your AirPods, and select Remove device. To add them again, follow the steps above.

 

 

How to Connect AirPods to Your MacBook

If Your AirPods Are Already Connected to Your iPhone:

Open the AirPods case, click the Sound icon in the Menu bar on your Mac, and choose AirPods.

 

If You Need to Connect Them Manually:

Put your AirPods in the case, open the lid, and press and hold the button on the back until the light flashes white.

On Your Mac:

Go to the Apple menu > System Settings > Bluetooth, and make sure Bluetooth is turned on. Find your AirPods in the list of devices and click Connect.

Different AirPods Need Different macOS Versions:

• AirPods (2nd gen) need macOS Mojave 10.14.4 or later
• AirPods (3rd gen) need macOS Monterey or later
• AirPods Pro (1st gen) need macOS Catalina 10.15.1 or later
• AirPods Pro (2nd gen) needs the latest macOS version

 

Connecting AirPods to your laptop is easy and ensures you can enjoy your audio privately, whether you’re using a PC or a Mac.

 

The Clear Benefit of Fortnite OG Returning: Everything You Need To Know 

The word on everyone’s lips is all about Fortnite, and one of the focus points of talk has been the recent leak of the game’s 2024 roadmap. As Fortnite’s chapter 5 keeps evolving for the whole of the year, there will be more events, and modifications are certain to occur.  One particular rumor claims the return of Fortnite OG is on the way and could bring great excitement to players. 

A leaked roadmap of Fortnite’s possible 2024 plans keeps a lot of promises that could be amazing additions to the game as the year goes on. Following the leaks, Mad Max and Pirates of the Caribbean are going to be introduced in the game, which is exciting enough, but the most amazing thing worth seeing is the return of Fortnite OG. 

The leak in question claims that Fortnite OG will be back in the game at any time in November, and if this is true, then there are more incredible skins coming.

 

 

Return of Fortnite OG Could Bring New Skins

The previous year, Fortnite OG was one of the most notable Seasons that the game has ever held, ending with the Big Bang Event that starts Chapter 5. From more players joining to items and features coming back to the game, Fortnite OG was a great success for Epic Games. 

Among all the appreciable specifications, one of the magnificent things of Fortnite OG was the limited edition skins, and the next round of the antique map is destined to bring another amazing set of unique skins to the attention. The introduction of Spectra Knight, Lil Split, Renegade Lynx, and Omegarok was the main feature, and nobody knows what the next round will be like.

Fortnite OG’s Original Skins

1. Spectra Knight – A reconceptualized variant of the precious Black Knight skin.
2. Lil Split – A fun new version of Peely that changes the banana-themed skin into a banana split.
3. Renegade Lynx – Unifies the Renegade Raider skin with Lynx.
4. Omegarok – Unifies the Omega and Ragnarok skins.

Since it was launched in 2017, Fortnite has introduced different types of skins that display both original designs and collaborations with significant properties from modern ways of living. The unique skins that are in Fortnite have become identical to the game itself. 

The likes of The Legend of Korra and the return of Star Wars are just a few of the newest collaborations Fortnite has owned. However, some of the game’s best skins are original designs, and the unique Fortnite OG skins were one of the best parts of last year’s Season.

Curious To Know: Fortnite GeoGuessr: The game that makes you learn maps in a fun and engaging way!

 

 

Fortnite OG Skins Will be the Great Excitement of its Return

The Fortnite OG Season was an amazing return to the start of the game, but it wasn’t appropriate. Fortnite has transformed a lot since those first days, and the return to the original map was annoying for many who had adapted to the modern maps that Fortnite has now become popular. 

The skins were a big part of the OG Season. It might be surprising to see how empty Fortnite used to be, but it’s great to have new, fun skins that add a fresh take on old favorite characters. This is especially exciting if Fortnite OG returns in 2024.

As the year goes on, it will be interesting to see if Fortnite OG comes back. There are also rumors that Fortnite might bring back other past features, like Marvel’s Galactus. If this happens, it could be a year full of nostalgia for Fortnite. Until there’s an official announcement, we can only guess about Fortnite OG’s return, but the idea of more OG skins coming back is exciting.

Read More:

A comprehensive steps to change your Fortnite PFP in 2024, along with other details

How to redeem Fortnite Skins codes on PC, Xbox One, PS4, & Switch in ‘24!